SOFI

"Now, a name where we are finally getting a little bit more momentum probably might have to do with the fact that maybe we might not get any rate hikes this year, which is going to be very good for SoFi because they're expecting in their guidance one to two rate hikes this year. And so far, we did end the week above $18. Let's try and stay above $18 for one for at least a week or two. and then maybe we'll get enough momentum to challenge again $20 and onwards. I still believe that Sofa is one of "

"Who knows, maybe one day SoFi might get included and we'll go back above $20."

"Okay, number one of these four stocks under $30 that has incredible long-term upside is SoFi Technologies, Sofi, on this one."

"And then SoFi with a $3,200 move there."

"And the final stock is SoFi. And I'm going to be honest with you guys, I don't know how much longer SoFi is going to stay on this list."

"And it's the same exact thing with SoFi."

"We have SoFi here at number two, above $18. Was this the last time you could buy SoFi at below $18? Who knows? Hopefully, yes."

"Okay, on my earnings preview video, and really every SoFi video leading into the earnings preview, um, a huge amount number of the comments were just simply negative."

"All right, guys. Earnings happened with SoFi, and we have to talk about everything around it because I believe SoFi is primed and ready to go on a run because, guys, a stock can only put up this sort of performance on earnings and stay beaten down for so long."

"Notto has said they pretty much have far more demand than they can supply for it. And it's a switch that they can turn on at any point in time and increase. You're seeing it. They increase the amount of products that they offer within the loan platform business to others. And right away, it made a whole ton of cash. So when you look at something like that and you kind of understand what he's saying in earnings and what we're seeing in the financials there, that is something that they can turn up"

"But could this be an early sign that investors are turning positive on SoFi and the answer to that is it could be if those continue to come in and especially especially if I see SoFi quietly get back over $20 and stay above $20"

"Same exact thing with SoFi down in the $45 range."

"And if you have good fundamentals underneath, which we have right here with SoFi, SoFi will get themselves here. If Wall Street wants to beat it down to $9 again in the meantime and we continue to get this earnings performance, awesome."

"everything increased my conviction there in SoFi but that doesn't matter right we've had great earnings from SoFi now for pretty much uh you know three four years now running of just great earnings after great earnings after great earnings"

"And that would be SoFi. Now, we will cover SoFi in depth in a video coming shortly about earnings and everything that's kind of happened since then because it's been a crazy crazy week for SoFi. So, we will cover it. I promise guys in depth, but every factor I love to see in a stock coming into earnings that is a precursor to a big run played out exactly how we thought and not has masterfully positioned the business to have a much larger second half of the year than the first half of the year. S"

"I said SoFi and AMD are looking tasty today."

"So fine. You're getting the big growth. You got to have that stock that just comes in and just like big big dog numbers, big dog growth. That's SoFi."

"Look at SoFi here today. Another 10% move up for SoFi."

"I've added more to a SoFi, to a Meta, to a Reddit, right?"

"Now, the reason for that has nothing to do with SoFi's business model or SoFi's business in general, but it all has to do with the uncertainty around the Fed potentially raising rates."

"So, I think SoFi over here is undervalued. It hasn't been doing well."

"In the case of SoFi, this company is reaccelerating in revenues every single year."

"Many of you are asking me for an update on SoFi. SoFi is down 40% year-to-date."

"So that's my opinion on SoFi. Hope you enjoyed it."

"But long-term, and again, I want to go back to what these long-term trends are because this is what's ultimately the most important thing. Is that long-term, we see continued growth for SoFi, and management thinks that's going to continue."

"Let me know what you think about SoFi here today."

"A big negative for SoFi is actually their technology platform business."

"Now, as we look at SoFi, this is one of the stocks that's been in the Asymmetric portfolio for nearly two years at this point."

"Now, the stock I'm going to talk about today is SoFi, one of the stocks that reported earnings last week. The market didn't really like the reaction, but I think there's a lot to like about SoFi's results and where the company is going long-term."

"So I think all of this is a flywheel that is working well for SoFi, and shares are actually valued pretty reasonably."

"If there's one thing that I look at when SoFi reports earnings, it's their member number and their product number."

"Now, for me, why did I buy more SoFi? Purely again, it's a triple B, it's a very good company. Their assumptions for the year got worse, yet guidance got raised. They're doing excellent. They're doing what they should be doing. It's an extremely undervalued company."

"SoFi is back at the number two spot. Why is that? I did buy a little bit more."

"As for SoFi, SoFi reported here as well. Very good report. Stock was down."

"I did add or I increased my SoFi position by 3.2%, so another 100 shares here."

"Maybe it is the last time you can buy SoFi under $17."

"starting with number one and that is SoFi isn't growing. Now that's something I hear a lot and by the way I pulled all these points from my comment section on my recent SoFi videos."

"And in regards to me feeling very very comfortable putting a lot more money towards SoFi, that's what I plan on doing."

"So, that makes my plan with SoFi much easier. So, let's talk about my plan, which is I'm going to simply continue my modified DCA into SoFi."

"The idea that somehow dilution is bad for SoFi but it was not bad for Apple back in the day which they diluted multiple times Tesla back in the day they've diluted multiple times or Google or Amazon or any other meggaap company out there somehow dilution was bad for you despite hundred hundreds of thousands of percent gains in some of those stocks since the delution is simply just not true."

"All right. Well, that's it, guys. I am completely done with SoFi. I mean, it's just it's dead money. There's no growth there. They're just going to dilute us to zero. Nodto is the worst CEO ever."

"So, let's talk about the earnings and each one of those points as well and what I'm doing with SoFi and everything around SoFi."

"I'll tell you about my plan here with SoFi here in just a second. I'll get there, guys. I promise. But this is what I loved about they do. They project out and then they hit their projections or they beat their projections and it should give you the ultimate confidence."

"This is still much more important that this member growth is in excess of 30%. And that continues to be the case. So really strong numbers on the member side products starting to pick up and that's going to increase the products per member which is at right now just over one and a half."

"So, if you're going to look at these three segments, this is going to be the kind of the ho hump. And again, when revenue is declining here, it was up sequentially, but when revenues declining here, it is going to be a little bit of a drag. So, something that investors can point to and say, hey, not everything is going extremely well. But the other piece that is going well is financial services."

"I think it's time to think about is this a buying opportunity for SoFi shares."

"Long-term, I think this company is still moving in the right direction. The member growth is tremendous. The product growth is outstanding. Most banks would love to grow in excess of 30%. SoFi is actually doing it."

"But the good news is SoFi did not reduce their guidance despite the fact that interest rates are going to be a little bit higher."

"I think SoFi is heading in the right direction. got growth, it's got value. That's why I continue to be a shareholder, one of the stocks that I may buy for the asymmetric portfolio again in August."

"Next one up here, SoFi. All righty. So ain't got no host. That are fine. Okay. So what's going on with SoFi?"

"Two. SoFi. What's going on with SoFi? What's the move in regards to SoFi?"

"But Sofi today is cheaper than at $6, at $8. Because at $6 and $8 and $10, well, there was no earnings. Today we actually have earnings."

"This is what a growth company is. It's Sofi. It's a hated stock right now."

"So as per usual, unfortunately, Sofi triple beats, stock is down."

"As for SoFi and you'll see a couple of other names. I won't focus that much on technical analysis for this week because well reports tomorrow and so technicals they don't matter that much."

"Tomorrow, very exciting day. We have SoFi, Meta, Microsoft, Robin Hood."

"So, the lending business continues to grow, continues to have solid contribution profit that the that's the metric that they report each quarter."

"Final stock that I want to talk about today is SoFi. SoFi is changing banking."

"So is never the cheapest bank stock out there."

"The stocks are Uber, Alphabet, Hims and Hers, Spotify, and SoFi."

"Technology business has actually been a little bit disappointing for SoFi."

"Let me know what you think about those five stocks. Uber, Alphabet, Hims and Hers, Spotify, and SoFi."

"It's a company worth $21 billion, fast-growing company, profitability is improving as well. Forward PE is quite low. Trailing PE is also low purely because of the growth, right? The bottom line growth for this business, that's moving quite rapidly. Now, you might say, "Oh, yeah, but fine, but it doesn't matter. It's a bank, etc." Again, all of this nonsense, it's a bank. A bank doesn't grow this quickly, right? A bank doesn't see this acceleration, 37.8% growth for revenue."

"I strongly believe that SoFi is extremely undervalued at the moment. The only thing bringing down the stock is sentiment. It's not the business performance. It's purely sentiment, cuz you cannot tell me that the business is not performing exceptionally well at the moment."

"Last quarter we're very, very close. We're usually a little bit under. Some of the numbers were a little bit over, such as the tech platform. Huge impact last quarter. Adjusted the estimates for this one. We'll also have a look at the DCF again, which is available to all of you for free down in the description and in the pinned comment. No email, no sign up, no nothing. Just the Google Drive, right click, copy, and it's yours. You can play around with it and all of the other DCFs available to yo"

"We do have SoFi at number three."

"On Monday, there is going to be the big SoFi pre-earnings review and prediction."

"But on Wednesday, SoFi reports Microsoft and Meta and Robin Hood will report after the market closed."

"Well, it's actually quite simple in regards to SoFi because I see this comment repeatedly, but maybe we actually do the unthinkable this time and SoFi actually goes up after an earnings call instead of down."

"around how it's going to affect so far and all the good stuff like that. That's why a lot of those things you have to ignore all that noise."

"The narratives all told you run from SoFi stock when it was at four bucks because the Fed was raking raising interest rates and it's just going to destroy SoFi's business for, you know, the ongoing future."

"I know a lot of you guys out there, you guys follow SoFi stock."

"So, it's earnings time for SoFi, and despite the stock tumbling coming into earnings week, I'm getting more and more excited as we get closer."

"I'll tell you why the unthinkable may happen to SoFi. And of course, the big warning that you must avoid as well."

"We're going to go through SoFi's earnings call specifically right here together live."

"And of course it was record profits companies like SoFi pivoted adjusted and obviously have just been crushing earnings every single quarter, quarter in and quarter out despite all that."

"It seems like with SoFi it kind of almost it's not quite as rabid as the Tesla community, but man, if it has a surprise earnings call or we'll just say a beat and they do raise and some of the other things go correctly with the Fed and such or at least where Wall Street likes it, right?"

"And I'll tell you if the unthinkable is about to happen to SoFi as well."

"in regards to SoFi. Obviously, Anthony taking a much more cautious approach."

"when we're talking about SoFi."

"It is, in my opinion, a better company at $16 than it was at $78."

"Now, you have to understand that with SoFi, we're talking here about a company that is growing quite rapidly."

"Moving on to probably the most hated name in retail right now and that's SoFi."

"We have of course uh SoFi on Wednesday as well."

"So, so far it's back under $17 actually."

"ASOI $21 billion in market cap down 39% year to date despite the business showing signs of well, not showing accelerating."

"But here as well with SoFi, just like with many others, you know, good numbers do not translate into positive stock reaction."

"Sofi is back at the number two spot. That's again, because the AI names, right, the AI sector or AI story segment has taken a bigger hit. So Nebius is down a lot, AMD is down a lot, Google is down. So Sofi is back here at the number two spot."

"I do have Axon that I want to increase as well. Keep some cash, maybe buy more Sofi if that one does come down."

"I can just put all of my money in names like a Meta, like a Nebus, like a Sofi."

"People want growth, they're going to go to SoFi. Like if you're going to go into something fintech related, something money related, they're going to look to stocks like SoFi, stocks like Robin Hood, and those stocks have run huge, right?"

"And SoFi obviously whenever it was in the 40s as well."

"Now, 1212s you're going to tell me, "Oh, what about 1214s SoFi?"

"SoFi Technologies, SoFi. 8.5 on this one. This one's a very great buy in my personal opinion when it comes to SoFi."

"As for SoFi, so last week 18.24, this week 1878. So we are now back above some important points. Although the most important one here, of course, as you know, is the $22 one. Look, if we can continue to make our way towards maybe $19, $20 or so going into the earnings report, which I mean based on some macro and geopolitical events right now, it might not happen, but who knows? We still have some time until the what is it? 28th of July. Then yeah, maybe on a very good print and guidance, we can "

"Then we have SoFi here also closer to 10%."

"As for how this affects a company like a SoFi, like a Robin Hood, etc., etc., we've talked about that before. I think with so far guidance in my opinion will still remain unchanged and well the assumptions that we are going to have zero rate cuts is still in play. Maybe now they'll say they are maybe baking in already one or two rate hikes could be could be something that might happen. Of course we are going to have the SoFi earnings report later this month."

"As for the rest here, Quickfire, SoFi, June web traffic surge 32% year-over-year."

"anybody own SoFi. So is 32% down this year."

"No, we're investing heavily in AI. We just launched a new product called SoFi Coach which is an application inside our app where you can ask cuz uh SoFi Coach any question about your financial life."

"I think that could push up the stock back above $20 easily. If they stay with the same guidance, and maybe their micro assumptions get worse, suddenly they say, "You know what? Same guidance, but we're not including rate hikes." I think that could be very bullish,"

"Luckily for us, SoFi is finally back above 18 bucks. It's not the end goal."

"nothing's exciting around SoFi. The stock barely moves. No big announcements, etc., etc." But, remember, April, May, June, that's the quarter that they're going to report. And between April, May, and June, actually, a lot has happened for SoFi, the business."

"Keep focus on the business. The stock will eventually turn and move up quite rapidly. We've seen that time and time again. Right now, yes, macro is a headwind, but hey, macro is a headwind on the stock with the business itself."

"And so, this whole headwind of ooh, rate hikes, no rate cut is going to go away, and that's going to turn into a huge tailwind for a stock and company like SoFi."

"I think that's quite possible. And so, I'm putting in those numbers. If they can over deliver, great. Even more upside to me. But, if they cannot, then at least at least I have some margin of safety. Now, of course, some people will say, "Oh, but even here the margin of safety doesn't make much sense, blah, blah, blah." Okay. Again, play around with this yourself. I believe SoFi is still extremely extremely undervalued."

"And Anthony Noto actually talked about, well, in the recent interview, he was asked about one, AI, the cost of AI, what are they doing, the spending, what's happening inside the company. So, we listened to that. And then, he also was asked about the stock price itself. And again, he talks about the business is what's important. The stock price basically reflects the macro environment right now."

"SoFi has announced actually over the past couple of weeks. We'll do a full prediction video closer to the earnings date, which will happen later this month. Now, right now, could this be the last time that you could buy SoFi under $19? I don't know."

"Well, we we can't get 5% jumps for SoFi as of right now."

"the CEO of the company has been buying shares like never before. He bought a million dollars at 17, then he bought another 500,000 at $17.32. Now the stock's trading at about $18."

"many people believe SoFi is going down because of competition because now we have a lot of competition, especially as we have X Money."

"So, SoFi is a chartered bank, okay? They have a stablecoin. It's worth right now $300 million."

"the last time the CEO of SoFi was loading up on the stock? It was when the stock was trading at $6 per share to $7. $6.90, $6.50, $6.70. This is when he was pretty much buying every week. And now he's buying up pretty much every week again."

"The fundamentals of SoFi couldn't be better. The company has been growing members like crazy from 970,000 to about 14 million people."

"This is a business for SoFi where the more demand there is for SoFi USD for transactions or for other matters, for other businesses and companies in general, uh that will increase the reserves of SoFi, which will increase the yield that SoFi is getting, and it's pretty much little to no risk."

"If we use those assumptions, I get about $42 per share by 2030. What about an 18% annual return to buy a company like SoFi?"

"I don't believe it's because SoFi is a bad company or because their fundamentals are not great."

"SoFi doesn't really have an exciting story yet, but I see an exciting story that's brewing with SoFi."

"So, I believe SoFi is undervalued. It's a great stock, but it does not have an exciting story."

"If you look at the setup on SoFi, the setup couldn't be better. When you have a company trading at its lower end of its multiple at 27 times forward earnings, while earnings per share has been skyrocketing"

"Many SoFi investors are feeling frustrated with the fact that SoFi is still down 33% year-to-date"

"So, SoFi issued more of those stablecoins. Now, whenever SoFi issues the stablecoins, so those $303 million, SoFi keeps in reserves one-for-one."

"SoFi is not profitable. It's not going to be profitable anytime soon. So, this strategy in general is unsustainable"

"SoFi is mostly a lending business. It's not really a bank deposit business. So, X introduces competition, but I think it's not direct competition with SoFi"

"SoFi was a [39s] nice one up 4,400."

"If I was sitting at 32, I wouldn't be saying that. But given me SoFi here under 20, yeah, definitely seeing a big run coming once again in SoFi."

"So, the stock that we are discussing today is SoFi."

"I may even be over 200 buys of SoFi now with an average under $10, by the way. And even in my price targets for SoFi, there is absolutely no hype, no crazy spreadsheets, no assumptions of any sort, just strictly fundamental analysis based upon a reasonable valuation."

"You'd much rather have a h 100,000 shares of SoFi at $10 per share than you would obviously a,000 shares of SoFi at $10 per share, right?"

"And at $32, I said it was overvalued. And I said it was overvalued. Not only in my group, we talked through why and all the fundamentals."

"And let's use SoFi as the example. Last year, all right, last year, tons of hype when SoFi was at all-time highs, approaching $30, tons of folks, tons of folks."

"All right, so let's talk about why do I believe SoFi will run big and how to avoid a disaster with that."

"of course, reason number two why I believe SoFi will run big is the fundamentals are improving every quarter, which is true. Look at them. Look at the charts."

"I see that comment in the comment section on my videos, oh, you own SoFi, haha, you're holding bags. I'm like, yeah, I'm holding bags of a bunch of shares under 10 bucks. Like, I I don't know what you're talking about there."

"Matter of fact, even look at last year. I bought it at under $10 again. Huge batches of shares instead of at 32 like a lot of other folks did chasing that hype."

"And it was for SoFi just simply last year, for example. So let's talk about the reasons why having a massive move can be bad. And of course, we'll talk about SoFi in regards to this as well."

"Next up is also a very easy one for me and that's SoFi. So under 20 in this case, closer to 18. Is this the last time you could buy a Sofi under $18? I don't know. We're at $18."

"Then we have here SoFi. We'll talk about SoFi more over the next couple of days because well earnings are coming up towards the end of the month. Now SoFi the 100th week here $1740 was a support floor. We're now at $1824. So finally finally we are seeing some better recovery. Now could we finally stay above $18 for a while? Remains to be seen."

"So, I like everything that I'm seeing from SoFi and the valuation right now is pretty attractive as well."

"That is SoFi. It's got all the information that you need, all your valuation metrics, compound annual growth rates."

"At just a really high level, this is exactly what you want to see from a company. And SoFi is going to be growing faster than most banks because it has a lot of exposure to financial services, which doesn't need the same capital as lending money for buying homes or for business purposes, those kinds of things."

"So love what I'm seeing from SoFi. He continues to buy the dip and they obviously sell stock when the stock is really expensive, too."

"So is starting to look good. I still think it's a little early, but the trend line is picking up. There could be an opportunity here."

"A lot of you own Palunteer. And many of you certainly own Microsoft. And as we speak, literally thousands of regular investors are doing the single most dangerous thing in the market. They're buying the dip on names like these without knowing whether they're catching a gift or a really painful falling knife. And the part that nobody tells you is this. When a famous stocks you love drops, your gut sort of screams bargain. And sometimes it is. And sometimes that feeling literally wipes people out."

"SoFi, Palanteer, Microsoft, three of the most famous stocks in America. And right now, all three are crashing. And you own at least one of these because you have an index fund or a pension fund or something."

"And the final stock that I'm buying is SoFi."

"Let's talk about Rocket Lab, Axon, SoFi, Marcado, Libé, Meta, Uber, New Holdings, and Netflix."

"As for SoFi, SoFi did reclaim a critical point here, a critical area at the 100 weekly, $1740."

"with SoFi, despite it being already a big position for me, I don't mind continuing to add up here under $20, under $18, because I do still think that this is extremely extremely undervalued,"

"SoFi, Google Alphabet, Rocket Lab, Oscar, Meta, Cash Position, Micron, which is crazy to say that yes, I've taken profits along the way, but I'm still up 1,153% on the remaining shares here, DLOC, Rubric, Robin Hood, Uber, New Holdings, Netflix, Reddit, Shift 4, Axon, and then these two positions here."

"I'll continue to buy a SoFi."

"Robinhood starting to move kind of into [94s] SoFi's territory a little bit there."

"That's not [501s] going to be SoFi at all."

"margin categories, like SoFi can in the [141s] first place."

"two companies like a [32s] SoFi versus a Robinhood."

"basically oh, SoFi's going to go [419s] bankrupt and Robinhood's going to, you [421s] know, make trillions or vice versa."

"Now, SoFi [188s] on the other hand can expand into [190s] Robinhood's lane very easily and it [193s] actually increases their margins"

"this kind of debate, SoFi versus [67s] Robinhood, has divided the retail crowd,"

"order for Robinhood to win or if [232s] Robinhood jumps over and does the same [234s] thing as SoFi,"

"I think, "Oh, no, SoFi is in trouble."

"Now, SoFi's used [158s] to playing with that, right?"

"products SoFi is doing and Robinhood [483s] can't play in, right?"

"I really like both companies. Both [699s] companies are doing very well and I [701s] think both companies will be do very [702s] well in the future there."

"man, you know, if Robinhood's [290s] revenue goes up by 100 mil in a [291s] particular category, well, that means, [293s] you know, SoFi's has to go down 100 [295s] million in that same category,"

"I would use Robinhood very differently [460s] than I would use SoFi if I was going to [462s] use those two businesses as a consumer"

"Is it SoFi or is [6s] Robinhood a better stock to buy?"

"Now, how does this all impact a company like SoFi? So, of course, we talked about this a bit before, but when interest rates stay higher, of course, SoFi can benefit from that as well."

"You're seeing here a very, very good business that is trading at a very cheap valuation."

"but the guidance for sofi didn't really change at all not not that much at all guidance for soi for the year didn't change at all despite them saying we were previously expecting one or two rate cuts now we're not expecting a rate cut at all"

"Go quickly and look at SoFi. Right now, it's literally here at the 100 day moving average."

"Sofi in the long run will be worth a hell of a lot more than $18 per share or today $17.80, 22, $23 billion in market cap."

"Higher rates could impact of course personal and student loans. Although again, when you look at SoFi's business, even with rates staying as high as they've been staying for quite a while right now, the business itself continues to do very, very well."

"We have SoFi that's trying to reclaim $18 per share with a new Fed chair with what has been said at the Fed meeting."

"Eventually, I do think that macro is going to get better and better. You're going to see rates come down and that's of course going to again reacelerate or continue to accelerate SoFi's business."

"Look at what has happened over the last two years. This is a company that has accelerated accelerated not only grew but we have seen accelerated growth and has become more and more profitable."

"And yet, and yet, even with everything that's going on with the economy in the world, blah blah blah, so far, the business, as you can clearly see right here, has been doing very, very well. And I expect that to continue."

"is that going to impact at guidance for SoFi?"

"keeping SoFi's highquality loan book in place."

"We are trying to reclaim $18 per share."

"Second stock, SoFi. Guys, SoFi is trying to be the one-stop shop for your whole financial life. Loans, banking, investing, even cryptocurrency, which you know I think is actually a scam, all in one app. And the growth is hard to ignore."

"SoFi down big four and a half%."

"Then we have a SoFi 9% of the portfolio back above $16 per share."

"don't be surprised if a Robin Hood a Sofi these types of names do get impacted on Wednesday or Thursday based on the results based on the comments that we get from Kevin Worsh."

"Yes, I think so far I wouldn't mind adding even more."

"Sofa is back at $16 per share."

"Now, let's talk about the one stock that [616s] didn't make this list before getting to [618s] the last stock. And it's going to be a [620s] controversial, and I'll give you the [622s] reasons why as well. But the stock that [624s] didn't make the cut was SoFi, despite [627s] the fact we talk about SoFi a lot on [628s] this channel, cuz that's what you guys [630s] want. You guys I let the viewers drive [631s] what type videos I make, and right now, [634s] SoFi the type videos you guys are [635s]"

"SoFi was actually at $17. It's now back under $16."

"What did Wall Street say whenever it was at $32 per share and it was way overvalued?"

"PayPal would be at $400 per share right now if it had SoFi's earnings, growth rates, and trajectory."

"We are now 20 plus quarters of incredible earnings performance from SoFi."

"Here we are right back down, you know, cutting half or more. And I'm busy gobbling up shares once again, which if you want to see all those buys in real time, get my complete bull and bear case for SoFi stock"

"But in my experience, this is the perfect setup and what I want as a long-term buy and hold investor to make a fortune over and over and over again."

"I can't disagree with you guys. SoFi has been frustrating this year depending upon how you view it."

"So, if you get overvalued, it's guaranteed that either the fundamentals are going to come up to it and it's going to trade flat or it's going to come down and come back to those fundamentals. And same thing whether they're undervalued, it doesn't stay undervalued forever. It absolutely catches up to those fundamentals at some point in time in the future."

"And yes, I believe SoFi will be yet another company that does the exact same thing where nobody wanted it until it's already sitting at all-time highs and just continuing to move and continuing to improve and catch up to its fundamentals."

"more importantly that we have been buying since it was in the $4 per share range and you got a lot of time to buy in $4 per share."

"SoFi once again just keeps dumping while other stocks are going up all over the place. I mean, all-time highs everywhere, but yet SoFi has been trending down instead."

"The loan platform they have said repeatedly has more demand than supply. And by the way, if you're paying attention to the earnings this year, not the stuff where people are like, "Oo, look at that problem there. Look at that problem there." You got to understand balance sheet maneuvering and the way they do that. And notto is clearly positioning the balance sheet for explosive growth in the loan platform later part of this year."

"It sounds exactly like the situation right now with SoFi. You know, you can throw whatever stock you want in there that's popping off right now versus what SoFi is doing."

"How do you know if it's a great example and SoFi is in a spot like Palunteer was or if it's actually dead money going nowhere more like PayPal is, right?"

"That was kind of the discussion and why I kind of feel like that kind of sounds familiar to what's happened to SoFi right now, right?"

"SoFi is back closer to $16 per share. I had a comment that said, should I buy SoFi at above $20? And the stock was closer to $18 or so. Uh, I didn't quite understand the question, but guess what? If you wanted to buy SoFi above $20, you can now buy it back under $17."

"So if I could come in and say, "Hey, we've got a better option for you, a little bit lower interest rate option.""

"So already has a lot of the other things. Checking, savings, investing accounts, credit cards is another huge piece of this. So all of that already lives within the SoFi ecosystem."

"So this is the great thing with SoFi's business today. They're really good at attracting new customers and then they need to move those customers up the curve and be able to get them using more and more products."

"SoFi's new chatbased platform brings together AI and financial plannerbacked insights to help members turn their financial ambitions into clear, personalized plans."

"The reason I've been bullish on SoFi over the past couple of years is it's a digital first bank and that allows the company to do things completely differently than most banks."

"So if I could come in and say, "Hey, you know what? We want a referral fee."

"And this is where SoFi has the most momentum."

"What SoFi wants you to do is have all of the products in the ecosystem."

"in this case, it makes a lot of sense for SoFi because SoFi has your banking relationship, it has your check-in relationship with something like Relay, even if they don't have your loan or your investments."

"So I think you look at something like SoFi Coaching, this is the kind of thing that only a company like SoFi, maybe Robin Hood could introduce."

"But let me know what you think about SoFi and coaching."

"That's one of the reasons that SoFi has grown as much as they have over the past few years."

"And this is where I think it's important to look at SoFi's financial metrics to see where we're going to see more momentum in the business and where the ultimate risks are. So, you can see phenomenal compound annual growth rate 44.5% for SoFi."

"But this is the kind of thing, the kind of platform that SoFi is just going to be able to add services on."

"Look at a stock like SoFi. Oh my. So down over 40% year to date. This is one of the strongest best growth companies in the entire stock market and 40% down so far this year. Brutal."

"So, they barely have like a four or 5% market share or 6%. So they still have a long way to go for them to reach any peak maturity or anything in their areas as the company's been growing really well."

"Now I'm going to talk about SoFi USD or SoFi stablecoin which I personally didn't really understand it but I read more about it and I and I watched the interview and this is a very interesting product."

"Many of you have asked me for an update on SoFi. SoFi is finally showing some signs of life. The stock is up 16% over the last five days, but it's still down a whopping 33% year to date. I believe this recovery is only getting started. Things are looking much much better."

"All in all I'm getting about $41 per share $129% on the upside or about an 18% annual return to buy so far at today's prices despite recent move in the stock. So I believe the stock is undervalued."

"Rocket Lab number two, SoFi back to number three. Why is that? because I did add another 200 shares of SoFi at around $16 per share"

"You know, when SoFi's at all-time highs, everybody's in my comment section on these saying, "Hey, why aren't you putting SoFi in that? Why is SoFi not on there?" And then all of a sudden, you know, SoFi down at, know, 10 bucks. Why do you have SoFi on there? It's dead money."

"SoFi continue to perform, especially on a forward basis, we are getting it at a really cheap valuation given the growth rates that they're giving and everything else. Even if you want to give it more of a bank multiple and then of course adjust for the growth rate, you're still getting it at a cheap valuation no matter how you look at it. So for me, going to continue to buy SoFi."

"Again, this is the big advantage of being a bank. SoFi Bank maintains liquid assets to support all outstanding SoFi USD bank rate safeguards."

"He mentioned SoFi, that's why the stock is up today."

"We know that in a lower rate environment so far the stock is probably going to go up. So far the business could grow maybe much faster."

"Remember, these small players are definitely going to eat the big players lunch because the big player is the one with the biggest piece of the pie. Try to understand that the next time that you see these stupid debates about, oh, it's SoFi versus Robin Hood. Oh, it's Revolute versus SoFi. No, it's all of these smaller players versus the legacy huge old banks."

"Remember what the people said when SoFi was trading at around $15, $16 per share. The jabs right towards Anthony Noto, not a good CEO, blah blah blah. Since marketing expenses are rising, but they didn't look at the growth of the company, dilution this, dilution that, but they didn't see the growth in EPS that was higher than the dilution."

"Again, big advantage of SoFi being a bank. It's not a disadvantage. It's not a negative thing. People say, "Oh, Sofi is a bank and that's why it needs to trade at a seven times PE." No, they are trading at a higher PE because they are growing way faster than a traditional bank."

"And so, okay, nice. Finally, some little momentum with SoFi, although I do think we are far away from the fair value of the company."

"People say, "Oh, this is great for SoFi." Because yeah, he does mention SoFi, but he also mentions Revolute."

"Now, before I'll show you the short clip where he does mention SoFi, so everybody can be happy. Look, he has a point, right? Whether it's JP Morgan, whether it's Sofi, because Sofi has a bank or any other player out there that has a banking license that had to go through all of these steps to be regulated, to get the banking license, etc., etc., to have the minimum requirements, you name it."

"Is this again going to be the last time we could have bought SoFi under $18 or is this going to be another well a day to remember where you almost caught Captain Jack Sparrow? I mean, almost caught SoFi's a bottom. We don't know. Today, pre-market SoFi is up 14%."

"I do think it will benefit a stock like SoFi."

"And so, right now, we have this. We have SoFi finally above $18."

"Sofa USD becomes the first stable coin issued by a US national bank to launch on a banking platform. This marks the first time that a US national bank issued stable coin is available directly on the banking app by expanding Sofa USD to its nearly 15 million members. Sofa is building the bridge between traditional banking and digital assets."

"Finally, SoFi. This is a company [873s] that is changing how we think about [875s] finance. They continue to attract [877s] customers and is still a relatively [878s] small company. $22 billion market cap [882s] right now."

"If it could take market share not only from traditional banks, but also from Robin Hood and SoFi, which I personally own those stocks. I believe the biggest danger is something like Beast Industries"

"I did already buy [10s] more SoFi because hey if Anthony Noto is [12s] looking at buying leaps then one I [14s] should maybe also go and buy leaps and [17s] two I could start by just buying more [19s] shares which is what I did today."

"But, speaking of dilution, let's move on to number four, and that is SoFi. You guys know I love SoFi, definitely uh you know, one of my top picks right now in regards to the business cuz the business continues to get better, and it's one of the companies that's using dilution the right way to grow the the"

"I think I would still like to pick up so far in the $15 despite, of course, probabilities of a rate hike increasing."

"Last two things and that's SoFi. So far, it's a company I've been following and covering for many, many years now."