SOFI

"So, I like everything that I'm seeing from SoFi and the valuation right now is pretty attractive as well."

"That is SoFi. It's got all the information that you need, all your valuation metrics, compound annual growth rates."

"At just a really high level, this is exactly what you want to see from a company. And SoFi is going to be growing faster than most banks because it has a lot of exposure to financial services, which doesn't need the same capital as lending money for buying homes or for business purposes, those kinds of things."

"So love what I'm seeing from SoFi. He continues to buy the dip and they obviously sell stock when the stock is really expensive, too."

"So is starting to look good. I still think it's a little early, but the trend line is picking up. There could be an opportunity here."

"A lot of you own Palunteer. And many of you certainly own Microsoft. And as we speak, literally thousands of regular investors are doing the single most dangerous thing in the market. They're buying the dip on names like these without knowing whether they're catching a gift or a really painful falling knife. And the part that nobody tells you is this. When a famous stocks you love drops, your gut sort of screams bargain. And sometimes it is. And sometimes that feeling literally wipes people out."

"SoFi, Palanteer, Microsoft, three of the most famous stocks in America. And right now, all three are crashing. And you own at least one of these because you have an index fund or a pension fund or something."

"And the final stock that I'm buying is SoFi."

"Let's talk about Rocket Lab, Axon, SoFi, Marcado, Libé, Meta, Uber, New Holdings, and Netflix."

"As for SoFi, SoFi did reclaim a critical point here, a critical area at the 100 weekly, $1740."

"with SoFi, despite it being already a big position for me, I don't mind continuing to add up here under $20, under $18, because I do still think that this is extremely extremely undervalued,"

"SoFi, Google Alphabet, Rocket Lab, Oscar, Meta, Cash Position, Micron, which is crazy to say that yes, I've taken profits along the way, but I'm still up 1,153% on the remaining shares here, DLOC, Rubric, Robin Hood, Uber, New Holdings, Netflix, Reddit, Shift 4, Axon, and then these two positions here."

"I'll continue to buy a SoFi."

"Robinhood starting to move kind of into [94s] SoFi's territory a little bit there."

"That's not [501s] going to be SoFi at all."

"margin categories, like SoFi can in the [141s] first place."

"two companies like a [32s] SoFi versus a Robinhood."

"basically oh, SoFi's going to go [419s] bankrupt and Robinhood's going to, you [421s] know, make trillions or vice versa."

"Now, SoFi [188s] on the other hand can expand into [190s] Robinhood's lane very easily and it [193s] actually increases their margins"

"this kind of debate, SoFi versus [67s] Robinhood, has divided the retail crowd,"

"order for Robinhood to win or if [232s] Robinhood jumps over and does the same [234s] thing as SoFi,"

"I think, "Oh, no, SoFi is in trouble."

"Now, SoFi's used [158s] to playing with that, right?"

"products SoFi is doing and Robinhood [483s] can't play in, right?"

"I really like both companies. Both [699s] companies are doing very well and I [701s] think both companies will be do very [702s] well in the future there."

"man, you know, if Robinhood's [290s] revenue goes up by 100 mil in a [291s] particular category, well, that means, [293s] you know, SoFi's has to go down 100 [295s] million in that same category,"

"I would use Robinhood very differently [460s] than I would use SoFi if I was going to [462s] use those two businesses as a consumer"

"Is it SoFi or is [6s] Robinhood a better stock to buy?"

"Now, how does this all impact a company like SoFi? So, of course, we talked about this a bit before, but when interest rates stay higher, of course, SoFi can benefit from that as well."

"You're seeing here a very, very good business that is trading at a very cheap valuation."

"but the guidance for sofi didn't really change at all not not that much at all guidance for soi for the year didn't change at all despite them saying we were previously expecting one or two rate cuts now we're not expecting a rate cut at all"

"Go quickly and look at SoFi. Right now, it's literally here at the 100 day moving average."

"Sofi in the long run will be worth a hell of a lot more than $18 per share or today $17.80, 22, $23 billion in market cap."

"Higher rates could impact of course personal and student loans. Although again, when you look at SoFi's business, even with rates staying as high as they've been staying for quite a while right now, the business itself continues to do very, very well."

"We have SoFi that's trying to reclaim $18 per share with a new Fed chair with what has been said at the Fed meeting."

"Eventually, I do think that macro is going to get better and better. You're going to see rates come down and that's of course going to again reacelerate or continue to accelerate SoFi's business."

"Look at what has happened over the last two years. This is a company that has accelerated accelerated not only grew but we have seen accelerated growth and has become more and more profitable."

"And yet, and yet, even with everything that's going on with the economy in the world, blah blah blah, so far, the business, as you can clearly see right here, has been doing very, very well. And I expect that to continue."

"is that going to impact at guidance for SoFi?"

"keeping SoFi's highquality loan book in place."

"We are trying to reclaim $18 per share."

"Second stock, SoFi. Guys, SoFi is trying to be the one-stop shop for your whole financial life. Loans, banking, investing, even cryptocurrency, which you know I think is actually a scam, all in one app. And the growth is hard to ignore."

"SoFi down big four and a half%."

"Then we have a SoFi 9% of the portfolio back above $16 per share."

"don't be surprised if a Robin Hood a Sofi these types of names do get impacted on Wednesday or Thursday based on the results based on the comments that we get from Kevin Worsh."

"Yes, I think so far I wouldn't mind adding even more."

"Sofa is back at $16 per share."

"Now, let's talk about the one stock that [616s] didn't make this list before getting to [618s] the last stock. And it's going to be a [620s] controversial, and I'll give you the [622s] reasons why as well. But the stock that [624s] didn't make the cut was SoFi, despite [627s] the fact we talk about SoFi a lot on [628s] this channel, cuz that's what you guys [630s] want. You guys I let the viewers drive [631s] what type videos I make, and right now, [634s] SoFi the type videos you guys are [635s]"

"SoFi was actually at $17. It's now back under $16."

"What did Wall Street say whenever it was at $32 per share and it was way overvalued?"

"PayPal would be at $400 per share right now if it had SoFi's earnings, growth rates, and trajectory."

"We are now 20 plus quarters of incredible earnings performance from SoFi."

"Here we are right back down, you know, cutting half or more. And I'm busy gobbling up shares once again, which if you want to see all those buys in real time, get my complete bull and bear case for SoFi stock"

"But in my experience, this is the perfect setup and what I want as a long-term buy and hold investor to make a fortune over and over and over again."

"I can't disagree with you guys. SoFi has been frustrating this year depending upon how you view it."

"So, if you get overvalued, it's guaranteed that either the fundamentals are going to come up to it and it's going to trade flat or it's going to come down and come back to those fundamentals. And same thing whether they're undervalued, it doesn't stay undervalued forever. It absolutely catches up to those fundamentals at some point in time in the future."

"And yes, I believe SoFi will be yet another company that does the exact same thing where nobody wanted it until it's already sitting at all-time highs and just continuing to move and continuing to improve and catch up to its fundamentals."

"more importantly that we have been buying since it was in the $4 per share range and you got a lot of time to buy in $4 per share."

"SoFi once again just keeps dumping while other stocks are going up all over the place. I mean, all-time highs everywhere, but yet SoFi has been trending down instead."

"The loan platform they have said repeatedly has more demand than supply. And by the way, if you're paying attention to the earnings this year, not the stuff where people are like, "Oo, look at that problem there. Look at that problem there." You got to understand balance sheet maneuvering and the way they do that. And notto is clearly positioning the balance sheet for explosive growth in the loan platform later part of this year."

"It sounds exactly like the situation right now with SoFi. You know, you can throw whatever stock you want in there that's popping off right now versus what SoFi is doing."

"How do you know if it's a great example and SoFi is in a spot like Palunteer was or if it's actually dead money going nowhere more like PayPal is, right?"

"That was kind of the discussion and why I kind of feel like that kind of sounds familiar to what's happened to SoFi right now, right?"

"SoFi is back closer to $16 per share. I had a comment that said, should I buy SoFi at above $20? And the stock was closer to $18 or so. Uh, I didn't quite understand the question, but guess what? If you wanted to buy SoFi above $20, you can now buy it back under $17."

"So if I could come in and say, "Hey, we've got a better option for you, a little bit lower interest rate option.""

"So already has a lot of the other things. Checking, savings, investing accounts, credit cards is another huge piece of this. So all of that already lives within the SoFi ecosystem."

"So this is the great thing with SoFi's business today. They're really good at attracting new customers and then they need to move those customers up the curve and be able to get them using more and more products."

"SoFi's new chatbased platform brings together AI and financial plannerbacked insights to help members turn their financial ambitions into clear, personalized plans."

"The reason I've been bullish on SoFi over the past couple of years is it's a digital first bank and that allows the company to do things completely differently than most banks."

"So if I could come in and say, "Hey, you know what? We want a referral fee."

"And this is where SoFi has the most momentum."

"What SoFi wants you to do is have all of the products in the ecosystem."

"in this case, it makes a lot of sense for SoFi because SoFi has your banking relationship, it has your check-in relationship with something like Relay, even if they don't have your loan or your investments."

"So I think you look at something like SoFi Coaching, this is the kind of thing that only a company like SoFi, maybe Robin Hood could introduce."

"But let me know what you think about SoFi and coaching."

"That's one of the reasons that SoFi has grown as much as they have over the past few years."

"And this is where I think it's important to look at SoFi's financial metrics to see where we're going to see more momentum in the business and where the ultimate risks are. So, you can see phenomenal compound annual growth rate 44.5% for SoFi."

"But this is the kind of thing, the kind of platform that SoFi is just going to be able to add services on."

"Look at a stock like SoFi. Oh my. So down over 40% year to date. This is one of the strongest best growth companies in the entire stock market and 40% down so far this year. Brutal."

"So, they barely have like a four or 5% market share or 6%. So they still have a long way to go for them to reach any peak maturity or anything in their areas as the company's been growing really well."

"Now I'm going to talk about SoFi USD or SoFi stablecoin which I personally didn't really understand it but I read more about it and I and I watched the interview and this is a very interesting product."

"Many of you have asked me for an update on SoFi. SoFi is finally showing some signs of life. The stock is up 16% over the last five days, but it's still down a whopping 33% year to date. I believe this recovery is only getting started. Things are looking much much better."

"All in all I'm getting about $41 per share $129% on the upside or about an 18% annual return to buy so far at today's prices despite recent move in the stock. So I believe the stock is undervalued."

"Rocket Lab number two, SoFi back to number three. Why is that? because I did add another 200 shares of SoFi at around $16 per share"

"You know, when SoFi's at all-time highs, everybody's in my comment section on these saying, "Hey, why aren't you putting SoFi in that? Why is SoFi not on there?" And then all of a sudden, you know, SoFi down at, know, 10 bucks. Why do you have SoFi on there? It's dead money."

"SoFi continue to perform, especially on a forward basis, we are getting it at a really cheap valuation given the growth rates that they're giving and everything else. Even if you want to give it more of a bank multiple and then of course adjust for the growth rate, you're still getting it at a cheap valuation no matter how you look at it. So for me, going to continue to buy SoFi."

"Again, this is the big advantage of being a bank. SoFi Bank maintains liquid assets to support all outstanding SoFi USD bank rate safeguards."

"He mentioned SoFi, that's why the stock is up today."

"We know that in a lower rate environment so far the stock is probably going to go up. So far the business could grow maybe much faster."

"Remember, these small players are definitely going to eat the big players lunch because the big player is the one with the biggest piece of the pie. Try to understand that the next time that you see these stupid debates about, oh, it's SoFi versus Robin Hood. Oh, it's Revolute versus SoFi. No, it's all of these smaller players versus the legacy huge old banks."

"Remember what the people said when SoFi was trading at around $15, $16 per share. The jabs right towards Anthony Noto, not a good CEO, blah blah blah. Since marketing expenses are rising, but they didn't look at the growth of the company, dilution this, dilution that, but they didn't see the growth in EPS that was higher than the dilution."

"Again, big advantage of SoFi being a bank. It's not a disadvantage. It's not a negative thing. People say, "Oh, Sofi is a bank and that's why it needs to trade at a seven times PE." No, they are trading at a higher PE because they are growing way faster than a traditional bank."

"And so, okay, nice. Finally, some little momentum with SoFi, although I do think we are far away from the fair value of the company."

"People say, "Oh, this is great for SoFi." Because yeah, he does mention SoFi, but he also mentions Revolute."

"Now, before I'll show you the short clip where he does mention SoFi, so everybody can be happy. Look, he has a point, right? Whether it's JP Morgan, whether it's Sofi, because Sofi has a bank or any other player out there that has a banking license that had to go through all of these steps to be regulated, to get the banking license, etc., etc., to have the minimum requirements, you name it."

"Is this again going to be the last time we could have bought SoFi under $18 or is this going to be another well a day to remember where you almost caught Captain Jack Sparrow? I mean, almost caught SoFi's a bottom. We don't know. Today, pre-market SoFi is up 14%."

"I do think it will benefit a stock like SoFi."

"And so, right now, we have this. We have SoFi finally above $18."

"Sofa USD becomes the first stable coin issued by a US national bank to launch on a banking platform. This marks the first time that a US national bank issued stable coin is available directly on the banking app by expanding Sofa USD to its nearly 15 million members. Sofa is building the bridge between traditional banking and digital assets."

"Finally, SoFi. This is a company [873s] that is changing how we think about [875s] finance. They continue to attract [877s] customers and is still a relatively [878s] small company. $22 billion market cap [882s] right now."

"If it could take market share not only from traditional banks, but also from Robin Hood and SoFi, which I personally own those stocks. I believe the biggest danger is something like Beast Industries"

"I did already buy [10s] more SoFi because hey if Anthony Noto is [12s] looking at buying leaps then one I [14s] should maybe also go and buy leaps and [17s] two I could start by just buying more [19s] shares which is what I did today."

"But, speaking of dilution, let's move on to number four, and that is SoFi. You guys know I love SoFi, definitely uh you know, one of my top picks right now in regards to the business cuz the business continues to get better, and it's one of the companies that's using dilution the right way to grow the the"

"I think I would still like to pick up so far in the $15 despite, of course, probabilities of a rate hike increasing."

"Last two things and that's SoFi. So far, it's a company I've been following and covering for many, many years now."

"Notto then went on to talk about SoFi USD. He said that he hopes that Sofa USD becomes worth several billions of dollars in volume over time while generating 1 to 2% of net interest income."

"And yes, eventually we are going to get rate cuts and it's going to help a business like SoFi."

"LPB gives SoFi capital light fee revenue while preserving flexibility to keep enough loans on balance sheet to support net interest income visibility through 2027."

"is only digging into SoFi for 3 months and so the questions were a bit yeah general questions but we did get some useful info from Anthony Noto."

"If the macro is not in a good place, you are so far. Yes, lending is a bit part of the business. You're not getting any love at the moment"

"I would say that price does uh drive a sentiment. If SoFi were closer to $25, $30 today, the exact same business, I I assume a lot of the people that are angry right now would be extremely bullish on SoFi despite the business being exactly the same."

"He did say that 85% of SoFi products are now non- lending products even though lending still drives the highest revenue per product and supports the best unit economics across the ecosystem as we're going to see the non- lending side of the business take over more and more. I I do think that the market will start to put maybe a bigger multiple on a name like SoFi."

"But if you've been invested in SoFi from below $10, then we've seen worse, right?"

"Now, yes, I am feeling the same feeling that we've seen when the stock was trading around 56 $7 for a long long time despite the business becoming better and better. I do think that today the business is way way healthier than where it was at five $67 or so."

"SoFi stock is not going up. Okay. Interesting. I'll show you what has happened when sales and marketing expenses."

"He's going to benefit quite a lot if SoFi tomorrow is $25, $35 or so. And he's been buying shares himself."

"Once we do get some rate cuts, yes, it's of course going to help a business like SoFi."

"As for SoFi, [1115s] believe it or not, SoFi does pop up in [1118s] two portfolios here"

"SoFi,"

"Now, next up, number two is SoFi. This one may be the most divisive one on the list there because, you know, folks either think it's, you know, going to be what we all believe it's going to be later on."

"They must be pulling up AMC's earnings or something. Uh, you know, instead of SoFi's earnings and confusing their charts."

"some of these businesses, a SoFi, a [201s] Robinhood, they are also making more and [203s] more money"

"in names like [469s] SoFi,"

"Revolve, SoFi, Celsius, Service Now. These stocks were up pretty nicely. Revolve was up $2,000. SoFi up $3,500."

"even the high FICO members that SoFi have, uh they will feel the high energy prices eventually."

"He's made over like 3,000 transactions over the last I don't know if it was quarterly or whatever. Um obviously it's his family office, not personally him, but um people found that in his transactions that he is currently a holder of SoFi Technologies. So very funny. Interesting. Yeah. And the market I think actually celebrated that the stock is up today. Uh up 4.6%."

"And to [821s] me, that's the most important part. [823s] Whether it's SoFi or something else, the [826s] stock is saying one thing in the short [827s] term, the business. If the business [830s] continues to do well, that's fine with [832s] me."

"This is why names in the [120s] financials, fintech, have been getting [122s] hit because the message here is quite [124s] clear."

"So what's the worst [3s] case scenario for SoFi? As you can [5s] clearly see, it has not been a great [7s] year for the stock. The business, yes, [10s] the stock not at all down 44.1% [15s] year to date."

"And so yeah, nothing [480s] really here is showing me that so far [483s] should be down close to 50% year to [485s] date."

"despite the business [203s] doing quite well right this is despite [206s] SoFi growing 41% year-over-year adjusted [209s] net revenue adjusted EIDA up 62% loan [212s] origin inations at a record $ 122.2 [214s] billion. Member growth up 35%. Product [217s] growth up 39%."

"Sofi's model [265s] assume 7 to 8% losses which means it's [270s] two times better right now. So we're [274s] still in a very good place even with [277s] interest rates staying at the level that [279s] it's at right now."

"Tanner bearish on SoFi"

"impacting names like SoFi, Robin Hood, etc., etc."

"Disregard the fact that this is a fintech name that this has a bank. Right? Because I know some people will already say, "Oh, banks don't deserve such a high premium." Banks don't grow 41% revenue year-over-year or EPS 100% either. you're getting a higher premium because you're just growing faster. Now, now we know that the guidance that they gave us for this year does not include any rate cuts and still it's the same guidance that they gave us 3 months ago. I view this as a positive thing. Now,"

"to add yes to more for me to more SoFi to more meta to more DLO Robin Hood even Netflix and maybe new"

"Robin Hood, SoFi. These are names that over a specific time they were trading at well SoFi single digits."

"So down quite a lot I think also 50% year to date."

"SoFi has been moving really, really slow cuz it's in consolidation."

"You can't try to force uh Lyft or SoFi to join the party and they're not AI stocks, okay?"

"SoFi Technologies, what can SoFi do? I mean, the numbers are incredible. The growth is incredible. The amount of members are attracting. It's clear SoFi is going to become a like a financial giant in the banking related industry over this next decade, right?"

"Do I need it to go to a,000 to $1,500 or whatever? No. Can I take profits? Definitely. Will I be sad if I miss some more upside here? Probably not. Did quite well with that position. I think there are some other names out here where I don't have to think about are reaching the top, are we not reaching the top? Some people would like to catch every top possible that's completely fine. The way I manage it is is a bit different has been working and so right now I think it's for me personally time t"

"I'll just keep Nebus and then this money will go through maybe a Sofi or or something else."

"we then have Robin Hood again fintech names financials have been taking a hit more and more over the past couple of months I mean Robin Hood and so IR down around 50% or so year to date."

"Then we have SoFi, the underperforming one."

"like y'all doing with um what what's taking all day? SoFi or Lyft."

"The other one also a hated name. It's SoFi."

"kind of what companies do in the United States like kind of you could say SoFi and now Robinhood is doing it where another bank is taking a credit risk."

"Robinhood and SoFi. So those are the six stocks I'm going to be going over today."

"SoFi, the final one I'm [826s] going to go through."

"Mobileye, Uber, Duolingo, Outlet, Robin Hood, and SoFi."

"year-to-date a Microsoft is down. A Meta is down. SoFi is down. Financials are down."

"No, because probably I'm taking that money and I'm putting it to maybe Meta, maybe SoFi, maybe some other name out there."

"I mean, heck, even SoFi last year could be had in the $9 range because Noto was a bad CEO, and even despite its recent struggles after earnings, uh no fault of the earnings there, just hey, fintech just is getting beaten up overall, you were still up big on those buys."

"So, what stocks do I see as easy money? Well, we just discussed SoFi recently, discussed it too much, so I'm not going to rehash it here again. You can You can catch any of my previous two three videos on SoFi there if you want me to talk about why I believe that stock is an easy money stock, okay?"

"maybe even SoFi, which I own the stock."

"With the way SoFi is growing this business, you can see how they can get there over the next 5 to 10 years. You can see how it's going to be like, dang, I could see SoFi actually getting to tens of millions of customers, 30 million, 50 million, 70 million customers over the next 5 to 10 years."

"Now, buy zones for SoFi. Under $15 is a great buy zone for SoFi. By the way, under $10 is a steal deal. So like back when I was buying the stock in the sixes, steal deal, but don't expect it to go back there, right? But if you get it under 15, it's a great buy zone. 15 to $20, very good buy zone for this company."

"SoFi is on their way to becoming a banking giant long-term, right? They've already gotten to kind of a critical scale, but they've got a long way to go. And regarding this, like think about this. SoFi is a $20 billion market cap here today."

"Even at $16, this is still a huge buy in my personal opinion, okay? Now, when it comes to SoFi, their earnings just came out very recently. I graded them an A+ income statement."

"Number one of these four stocks is Sofi Technologies, S O F I on this one. This is a $16 stock here today."

"And remember, if you want to learn those fundamentals, learn how to identify opportunities really, really early like we did with SoFi way back when it was at four bucks and Palantir at six bucks and a whole lot of other stocks like that."

"So, I don't think getting a Palantir-style run like that is where it's going to be. But, can SoFi have a great run, you know, like a 5x or something like that? Is that a possibility?"

"And again, it looks like SoFi is in that same exact scenario. So, when all the retails out and they're saying all those type things, that's exactly what happened to Palantir and now I'm hearing it over here with SoFi and that obviously, when I kind of combine all these together, it makes me think like we are sitting in a Palantir style situation in regards to this stock."

"The real question is, what sort of run can SoFi have, okay? A Palantir style run is rare as it pumped way beyond fair value, which, guys, I said it at the time. Yes, I loved seeing the, you know, giant numbers there from Palantir. I knew I made fortunes upon fortunes on that stock given how many shares that I owned, but I knew it wasn't good as an investor. And guess what? I was also called a bear and everything else about Palantir, even though I wasn't a bear."

"It didn't matter what they did, people were going to doubt, but you had a management team, if you're paying attention to those fundamentals, executing on a very, very high level. So, next up, the stock price being down for years now. Now, this one, again, follows that Palantir piece very, very, very easily. Palantir was basically traded somewhere in between $6 and $20 for three straight years. That's right, guys, three straight years. People tend to forget that. You had three straight years of b"

"So, if you're asking me, I think a 5x in 5 years is a reasonable assumption to make. Doesn't mean that they will get there. They have to execute year in and year out. Now, do I trust this management team to do that? Absolutely."

"Same exact thing right now with SoFi. That number gets larger and larger and larger. More and more people are thinking that and talking about, well, if I would put my money over here, I would have made more money. If I would have done this over there. Yeah, hindsight always wins, guys. We all can play that game all day long. Uh, again, if you, you know, if you think you can trade and make all those trades right at the right time, hey, go for it. Definitely not something I could do. Um, obviously"

"Everyone wanted to buy over 30. Now we're, you know, right around 15 bucks or so, and folks think it's dead money and are scared to buy because it might go lower."

"Your investment is a lot riskier at 30 as opposed to buying SoFi at four, for example."

"So, we just had SoFi's earnings and it would appear that Wall Street just hates the stock"

"Everybody always says, oh, how did you get SoFi down in the forest?"

"So, definitely don't try to trade in and out of SoFi stock."

"So, the first thing that will cause you to lose with SoFi stock is to believe a stock is dead money because it goes nowhere for a year or two, okay?"

"There's another way to win with SoFi stock or any stock for that matter is understanding when you're getting a dream scenario."

"Now, I see this all the time with SoFi."

"So, instead, let's talk about how to win with SoFi."

"The valuation went down for SoFi stock."

"We're going to talk about a lot of truth in regard to SoFi stock cuz I know it's a hard time out there."

"Right now, SoFi, given the spot it's in and everything else, is firmly trader controlled, and this is what traders do."

"which is how to lose with SoFi stock."

"Don't fall for hype narratives when the stock is at all-time highs. That is a guaranteed way to lose as an investor, especially with SoFi stock, or like times like right now, follow the bear narratives when the stock is beat down, okay?"

"And also keep in mind, SoFi stock, whether we like it or not, whether you want to admit it or not, was way overvalued just 3 months ago, okay?"

"So, next up, why is the stock price going down?"

"So, the next one is understand banking on a high level in regards to SoFi."

"That's one of the things you got to keep in mind here is that's what your kind of growth you're getting from SoFi, which is amazing, but that is also part of the way those type stocks are treated in hypy markets."

"I wouldn't call them excellent this time around, but they were good."

"And you got to keep in mind with SoFi, the stock is and it will be for some time here trader controlled."

"when I'm looking at SoFi's earnings, they weren't terrible by any stretch."

"not just SoFi here"

"Everything with SoFi looks great. I'm a very happy shareholder overall."

"Now, the next way to win with SoFi is to listen to the earnings call and not review videos."

"SoFi got blowfied today, uh down over 15%."

"SoFi's up 201%."

"So, it's time for SoFi's earnings call, and man am I excited for the call because is this going to be the catalyst to send the stock back to the moon once again"

"SoFi has been easy money the past 3 years for the prudent, disciplined investor who did their due diligence, understood valuation, and had a plan, guys. That's all that you had to do, and SoFi has been easy money in the end."

"I personally have bought SoFi over 100 times. Actually, I'm approaching 200 buys at this stage, with the vast majority of those buys being under $10 per share."

"Now, this right here is part of the big bull case for SoFi. If these can grow and outpace lending, we will absolutely get more of a fintech type of multiple."