SOFI

"আমার সবচেয়ে বড় কেনাকাটা, এই ছয়টি স্টকের চতুর্থটি। এটিই সবচেয়ে বড়টি। অনুমান করুন এটি কী। সোফাই (SoFi)। সোফাই, আমি আজ প্রায় ১৬,০০০ ডলার মূল্যের সোফাই শেয়ার কিনেছি। সোফাই ১৫-তে ট্রেড করছে। এটি সম্প্রতি ১৫-তেই ট্রেড করছে। এবং আমার মনে হলো, আমার একটি বড় কেনাকাটা করা দরকার। তাই, আমরা আজ সেটি করে ফেলেছি। প্রায় ১৬,০০০ ডলারের সোফাই কেনা।"

"Now, the second stock that I own that's been a disaster so far is SoFi. I initially bought SoFi last year at $15."

"بعد أن وصل سعر السهم إلى أعلى مستوى له على الإطلاق، قاموا بتخفيف حصتنا. ولهذا السبب انخفض سعر السهم ، أليس كذلك؟"

"أما إذا كنت مستثمراً طويل الأجل، فالوضع أفضل بكثير بالنسبة لهذا السهم، ونتوقع ارتفاعاً مستداماً في المستقبل."

"لديك عائد بنسبة 239%في SoFi منذ أن ارتفعت أسعار الفائدة بشكل كبير. هذا معدل نمو سنوي مركب بنسبة 36%. لا يبدو أن رفع أسعار الفائدة قد أثر سلبًا على سعر السهم على الإطلاق."

"تشير الحقائق إلى أن البنوك حققت أرباحًا قياسية بعد ذلك، أليس كذلك؟ ... ماذا عن أعمال SoFi؟ ماذا حدث لها بعد ارتفاع أسعار الفائدة ؟ ماذا حدث لأعمال SoFi؟ ... تحسن ربح السهم كل عام منذ رفع أسعار الفائدة، وتشير التوقعات إلى ذلك، ويؤكد محللو وول ستريت أنهم يتوقعون استمرار نمو ربح السهم في المستقبل."

"كان تقريرًا قصيرًا خاطئًا هو ما ساهم في استمرار انخفاض سعر السهم. أتفق معك في هذا الشأن بخصوص سعر السهم. ولكن ، هل أشار التقرير بالفعل إلى أي خلل في السهم نفسه؟"

"الوضع تحسن بشكل ملحوظ، وكان في الواقع أسوأ بكثير آنذاك. لهذا السبب قلنا هنا: لا تشتروا SoFi . رغم حبي الشديد لشركة SoFi، عندما شهدت أسهمها ذلك الارتفاع المفاجئ ، لم أكن مهتمًا بها. ... أما اليوم، فقد تحسنت الأسس بشكل ملحوظ، كما أوضحنا لكم للتو، استنادًا إلى بيانات الأرباح. وقد أثبتت التقارير المتشائمة والتقارير التي تشير إلى انخفاض سعر السهم خطأها في كل مرة فيما يتعلق بالأسس، والنمو يتسارع، والتقييم منخفض."

"انخفض سهم SoFi بشكل حاد منذ بلوغه أعلى مستوياته على الإطلاق العام الماضي، ويبدو، وفقًا للكثيرين، أن الأمور ازدادت سوءًا بالنسبة لسهم SoFi منذ ذلك الحين."

"تجنبنا شراء أسهم SoFi عند 32 دولاراً، وكنا نشتريها بكثرة عندما كانت عند 9 دولارات، قبل ستة أشهر تقريباً."

"ارتفاع أسعار الفائدة سيضر بشركة SoFi. وسأكون صريحًا معكم، هذا شيءٌ ثبت عدم صحته، وسأقدم لكم الدليل بعد قليل."

"صحيح أن SoFi لن تحقق نجاحًا مماثلًا لبالانتير، ولا أقصد ذلك. لكن يبدو أن المعلقين في قسم التعليقات لا يفهمون التخفيف، وكيف يعمل فعليًا سواء لدفع رواتب المديرين التنفيذيين أو لتنمية الأعمال، أو أي شيء آخر من هذا القبيل."

"لكن، ماذا عن سعر السهم منذ بلوغه أعلى مستوياته على الإطلاق ؟ يبدو أن هذا كل ما يهم الجميع، وقد انخفض سعر السهم. من الواضح أن هذا أسوأ."

"التقييم. عندما بلغ السهم أعلى مستوياته على الإطلاق ، كان مبالغًا في تقييمه بشكل كبير، حسنًا؟ هذه هي الحقائق . حتى عندما كان سعر السهم عند 25، ثم ارتفع إلى أعلى مستوياته على الإطلاق، ثم انخفض إلى 25 مرة أخرى، كان مُبالغًا في تقييمه. ... الآن، لا أحد يرغب في الاستحواذ على الشركة ، ومضاعف الربحية المستقبلي لا يتجاوز 22. لذا، من ناحية تدهور الوضع من منظور التقييم، فقد تحسنت الأمور بشكل ملحوظ."

"التعاملك مع منصات أخرى مثل SoFi أو Robinhood"

"أنت معجب بشركة SoFi وأرقامها أفضل من أرقام SoFi"

"إنها أرخص من SoFi، لكن أرقامها أفضل"

"নাবিয়াস (Nabius), এটি ভালো করছে। কেন এমন হচ্ছে? কারণ এটি একটি সেরা মানের সহায়ক ক্ষেত্র। এটি ৩১৫ ডলারের আশেপাশে রয়েছে, তাই ক্রয় অঞ্চল ২১৫ ডলার।"

"সোফাই-এর ক্ষেত্রে রেজিস্ট্যান্স এখন ১৭.৩৭ ডলারের আশেপাশে বলে মনে হচ্ছে।"

"إذن، الجزء الذي تغطيه سوفي هو إصدار بطاقة الائتمان، لذا فهم في الجانب الأيسر هنا. أما المكان الذي يرغبون في النمو فيه فهو الجانب الأيمن."

"هذا الإعلان بين ماستركارد وسوفي (SoFi) يجيب على السؤال الثاني، وليس السؤال الأول. لذا، أعتقد أن هذه الأمور سيتم طرحها على مراحل مختلفة."

"أريد أن أشرح بالضبط لماذا يعد هذا أمراً بالغ الأهمية لـ "سو فاي" وكيف سيعمل."

"الجانب السلبي هنا هو أن SoFi تجني بالفعل مبلغاً كبيراً من المال في قطاع الخدمات المالية من الرسوم الناتجة عن بطاقات الائتمان. لذا هناك الكثير لنستوعبه هنا، لكنني أعتقد أن دفع SoFi لهذه الأمور للأمام يضعها في موقف جيد."

"شهدت شركة "سو فاي" بهدوء تام يوماً مهماً للغاية. تمضي الشركة قدماً في تسوية المدفوعات باستخدام عملتها المستقرة الخاصة. هذا أمر كنت أتوقع حدوثه منذ فترة طويلة. إنه يمثل مستقبل القطاع المالي."

"تصصبح "سو فاي" أول بنك وطني يبدأ في تفعيل هذه الخدمة. إذن، الخدمة تعمل الآن. هذا يحدث في الوقت الحالي مع تسوية العملات المستقرة عبر شبكة مدفوعات "ماستركارد" العالمية."

"لذا، هذا هو السبب في أنني أمتلك شركات مثل SoFi، حيث يدفعون الأمور قدماً رقمياً في الخدمات المالية."

"But today, I do want to spend some time talking about SoFi. SoFi, of course, has been a very frustrating stock to own. No denying that. I still own every share that I've bought. I have zero zero plans of selling SoFi at the moment."

"New Holdings and SoFi Technologies have nearly identical deposit balances. SoFi 45.5 billion, New Bank 45.3 billion."

"SoFi was down 70% plus in 2022."

"Well guys, the Fed has started hiking rates once again, and we all know that means a disaster for stocks like SoFi. I mean, they can't make money anymore, so revenue will decline. Wall Street isn't going to buy that stock at all. It's completely over for SoFi. Or is that all more silly narratives and not truth at all?"

"As for SoFi, yes, I do think this is again a buy under $17. Definitely definitely not the last time you can buy it under $17, but here you would like to see it go back above $17. try to make it back close to $18 as soon as possible. The recent highs were around $18.90."

"which means, by the way, for Sofi investors, they were expecting one to two rate hikes this year. Seems like their guidance is going to be correct. And so if they do increase guidance yet again with the same assumptions, I think it's quite bullish, but we'll talk about Sofi in a bit."

"the do nothing part is probably in the Fintech space. Just because, not because the Sofi, for example, is the last time we could buy, I don't know, Sofi is back under $17 or so, I think at the time of recording. But it's still a very good business. But clearly, clearly zero momentum. Clearly a major macro overhang, not just about Sofi, but a lot of other Fintech names out there. So yes, although I'm super bullish on it, I think right now it might be better to wait until the market flips the sent"

"So, the stock would be SoFi. And I know a lot of you guys are going to run down to the comments and scream SoFi's dead money, all this other good stuff. ... I personally think we will see SoFi at a 100 billion market cap before we see Poundier at $2.5 trillion market cap. I'm not saying I don't think Palanteer is going to get there. I just think SoFi is going to hit 100 billion before Palanteer hits 2.5 trillion, making it a bigger gainer faster in regards to that."

"SoFi I mean my gosh SoFi is the most wellpositioned company out there in fintech in my opinion in banking to really become the next financial giant over the next decade."

"SoFi up 2,000."

"As for SoFi, no, clearly it was not the last time you could buy SoFi under $18 because it dipped again under $18, closed out the week at $17.32. Luckily for us, it's still in a decent area. The range here is still quite okay. Yes, it's quite tiring to always look at SoFi, always see the business performing time and time again. And yet, we are still around the same prices. We're nowhere near where we were at the start of the year. But hey, guess what? We are a much better business today than we w"

"Now if we start let's say with a SoFi and Robin Hood SoFi Robin Hood higher for longer rates of course support net interest margin on SoFi's lending book."

"my bull case gives me the answer to this question of when we will see SoFi at those all-time highs again. and that bullcase and ultimately the answer to that question is in the earnings calls guys the guidance given by management and by prudently projecting a fair value based on valuation and my fair value right now is right around all-time highs which I had happening roughly a little over a year from today so that is my answer is sometime here in the next year next year and a half or so that's "

"It is so negative around SoFi I'm wondering what the heck's going on here you know did they just tank you know did they just come out with some sort of a you know a fraud or something I mean that's kind of how negative the sentiment has been around SoFi but what I've noticed inevitably When the narrative is ridiculous around SoFi and ridiculously negative, okay, that is where the opportunity lies."

"And right now, the valuation is cheap. That is why learning valuation is so critical guys. That's exactly what I teach there in my group. The Labor Day sale ends right now where you get everything. I mean literally free courses, free coaching, guys, where you get coached live streams weekly. I give you the max tier for fiscal AI stock research tool for free for annual members. You get that for free. It's almost $1,000 if you go out there and buy it on your own. I give it to you for free. You get"

"You buy like crazy whenever it's at nine bucks, 12 bucks, you know, $4. We got tons and tons of shares at $4 there. And you end up with hundreds of buys in SoFi, and you're never down on those buys over the course of the long run."

"So, you always hear this argument with uh SoFi, right? Oh, if the Fed raises rates, um they're going to be in trouble. They're going to have all these problems and everything else. Well, guess what? They've told us they've already baked that into their 40% guidance for the company. They have already baked in the worst case. They've already baked in if we get rate hikes instead of rate cuts, right? they've already baked in in the event things start to slow down because we all know obviously the e"

"Now why do I think we're going to see all-time highs soon. There's really five reasons behind that and then we'll get into when I think that's actually going to happen as well. So don't worry it's coming guys. Don't worry about it. All right so the first reason is the valuation gets cheaper every quarter. Now when we talk about the valuation, you got to one do that valuation, right? That is the most critical thing you can do in investing. It is the one thing that you know will keep you out of tr"

"But in regards to SoFi, they have beat and raise guidance consistently. They at least meet guidance, but they definitely, you know, what beat probably what 98% of the time and then the other 2% they at least meet guidance."

"I see it in every SoFi video I post. Um, obviously I know there's a lot of you guys out there that are bulls, but man, there's a lot of folks out there that are really, really negative around SoFi"

"So, that leads to the question, when will SoFi hit new all-time highs, right? That's what you guys want to know. Um, you know, when is it going to hit those new all-time highs?"

"I do tend to cover the bare points more because sentiment right now is so negative around SoFi. But I also wanted to cover the bullcase today and discuss when I think SoFi will reach those new all-time highs."

"And obviously talking about all-time highs with SoFi. I'm not interested in hype at all."

"Well, some of you are really upset with SoFi, but what if I told you SoFi may make all-time highs soon."

"stock not so much although we are starting to see more closes at $18 over $18 creating a nice little support area and that's a sofi I like to see this we can close around $18 couple of more times that would be great and then of course we can finally go back above $20 per share but with SoFi it's more of a macro story right now than a business one"

"لدينا سوفي التي ارتفعت 4.6%"

"SoFi is going to go so high. Uh SoFi stock up $4,300 here today."

"SoFi to me is the best example of this because when you're looking at SoFi, if you bought five years ago at this time, you know, whatever the case is, you know, whenever it was at 20ome dollars per share, whenever it had its hype run right after it went public, yeah, you're right."

"All they do is tell you, well, you know, if you bought SoFi 5 years ago or you bought Tesla, you know, four and a half years ago, it's gone nowhere, right?"

"I mean, SoFi has been a dead stock basically for over five years now."

"I also want to touch on SoFi in this video because it does feel like people have completely left this name behind."

"So far look at the stock might not reflect how good the business has been performing despite all of the macro headwinds but to the core SoFi has been executing and doing extremely well"

"Quickly touching on SoFi here and SoFi, yes, the stock if you own it, it's horrible, right? It's down 35% year to date."

"Stock number two of these four stocks is SoFi Technologies. This one's been heating up the past month. It's up almost 9% in the past month. This is a $17 stock right now. SoFi, they're at the cross-sections of banking and fintech."

"Then we have SoFi. So is still holding up okay right now. Right. The reclaim floor was $17.80. So, at the moment, as long as we stay above $18, we should be okay."

"because for companies that we do follow and maybe even own such as SoFi, in their guidance, they're of course guiding for one to two rate cuts."

"So, Nebus is still the number one, SoFi number two."

"SoFi at nine"

"with SoFi still not running as of late."

"Google, Amazon, Palantir, SoFi, and many other stocks."

"not buying anything later that year when SoFi ran up to over $32, for example."

"Or, like SoFi last year, that was just a terrible company when it fell all the way down to nine bucks and we were busy gobbling up shares. So, yeah, in the moment, it looked kind of silly, but long-term, I like how those buys turned out."

"a name we all like and finally finally is moving in the right direction. That's of course uh Sofi."

"Look at SoFi. SoFi is a double up baby. Congrats to all the SoFi bulls. Yes, this one's continued to roll."

"So, for example, guys, if you can buy 10 shares of SoFi and just trade it when it goes from 16 to 17, you just sell it right there."

"Next one and that's of course the one that we talked about before and the one where I do get the most questions during the live streams or under videos and that's of course Nebus. Nebus is up 155% year to date. It is experiencing really a tiny pullback right now 20%. I say tiny because you can clearly see that this name was down multiple times around 30% 40 and even 50% this year right from the highs."

"I'm going to go with APL and SoFi."

"SoFi, number three stock here. That stock is $17. FinTech plus banking when it comes to SoFi. That stock is $17 here. Uh, long-term that's a $50 to $100 stock in my opinion. They're on their way to becoming a financial giant over the next five, 10 years."

"Now, a name where we are finally getting a little bit more momentum probably might have to do with the fact that maybe we might not get any rate hikes this year, which is going to be very good for SoFi because they're expecting in their guidance one to two rate hikes this year. And so far, we did end the week above $18. Let's try and stay above $18 for one for at least a week or two. and then maybe we'll get enough momentum to challenge again $20 and onwards. I still believe that Sofa is one of "

"Who knows, maybe one day SoFi might get included and we'll go back above $20."

"Okay, number one of these four stocks under $30 that has incredible long-term upside is SoFi Technologies, Sofi, on this one."

"And then SoFi with a $3,200 move there."

"And the final stock is SoFi. And I'm going to be honest with you guys, I don't know how much longer SoFi is going to stay on this list."

"And it's the same exact thing with SoFi."

"We have SoFi here at number two, above $18. Was this the last time you could buy SoFi at below $18? Who knows? Hopefully, yes."

"Okay, on my earnings preview video, and really every SoFi video leading into the earnings preview, um, a huge amount number of the comments were just simply negative."

"All right, guys. Earnings happened with SoFi, and we have to talk about everything around it because I believe SoFi is primed and ready to go on a run because, guys, a stock can only put up this sort of performance on earnings and stay beaten down for so long."

"Notto has said they pretty much have far more demand than they can supply for it. And it's a switch that they can turn on at any point in time and increase. You're seeing it. They increase the amount of products that they offer within the loan platform business to others. And right away, it made a whole ton of cash. So when you look at something like that and you kind of understand what he's saying in earnings and what we're seeing in the financials there, that is something that they can turn up"

"But could this be an early sign that investors are turning positive on SoFi and the answer to that is it could be if those continue to come in and especially especially if I see SoFi quietly get back over $20 and stay above $20"

"Same exact thing with SoFi down in the $45 range."

"And if you have good fundamentals underneath, which we have right here with SoFi, SoFi will get themselves here. If Wall Street wants to beat it down to $9 again in the meantime and we continue to get this earnings performance, awesome."

"everything increased my conviction there in SoFi but that doesn't matter right we've had great earnings from SoFi now for pretty much uh you know three four years now running of just great earnings after great earnings after great earnings"

"And that would be SoFi. Now, we will cover SoFi in depth in a video coming shortly about earnings and everything that's kind of happened since then because it's been a crazy crazy week for SoFi. So, we will cover it. I promise guys in depth, but every factor I love to see in a stock coming into earnings that is a precursor to a big run played out exactly how we thought and not has masterfully positioned the business to have a much larger second half of the year than the first half of the year. S"

"I said SoFi and AMD are looking tasty today."

"So fine. You're getting the big growth. You got to have that stock that just comes in and just like big big dog numbers, big dog growth. That's SoFi."

"Look at SoFi here today. Another 10% move up for SoFi."

"I've added more to a SoFi, to a Meta, to a Reddit, right?"

"Now, the reason for that has nothing to do with SoFi's business model or SoFi's business in general, but it all has to do with the uncertainty around the Fed potentially raising rates."

"So, I think SoFi over here is undervalued. It hasn't been doing well."

"In the case of SoFi, this company is reaccelerating in revenues every single year."

"Many of you are asking me for an update on SoFi. SoFi is down 40% year-to-date."

"So that's my opinion on SoFi. Hope you enjoyed it."

"But long-term, and again, I want to go back to what these long-term trends are because this is what's ultimately the most important thing. Is that long-term, we see continued growth for SoFi, and management thinks that's going to continue."

"Let me know what you think about SoFi here today."

"A big negative for SoFi is actually their technology platform business."

"Now, as we look at SoFi, this is one of the stocks that's been in the Asymmetric portfolio for nearly two years at this point."

"Now, the stock I'm going to talk about today is SoFi, one of the stocks that reported earnings last week. The market didn't really like the reaction, but I think there's a lot to like about SoFi's results and where the company is going long-term."

"So I think all of this is a flywheel that is working well for SoFi, and shares are actually valued pretty reasonably."

"If there's one thing that I look at when SoFi reports earnings, it's their member number and their product number."

"Now, for me, why did I buy more SoFi? Purely again, it's a triple B, it's a very good company. Their assumptions for the year got worse, yet guidance got raised. They're doing excellent. They're doing what they should be doing. It's an extremely undervalued company."

"SoFi is back at the number two spot. Why is that? I did buy a little bit more."

"As for SoFi, SoFi reported here as well. Very good report. Stock was down."

"I did add or I increased my SoFi position by 3.2%, so another 100 shares here."

"Maybe it is the last time you can buy SoFi under $17."

"starting with number one and that is SoFi isn't growing. Now that's something I hear a lot and by the way I pulled all these points from my comment section on my recent SoFi videos."

"And in regards to me feeling very very comfortable putting a lot more money towards SoFi, that's what I plan on doing."

"So, that makes my plan with SoFi much easier. So, let's talk about my plan, which is I'm going to simply continue my modified DCA into SoFi."

"The idea that somehow dilution is bad for SoFi but it was not bad for Apple back in the day which they diluted multiple times Tesla back in the day they've diluted multiple times or Google or Amazon or any other meggaap company out there somehow dilution was bad for you despite hundred hundreds of thousands of percent gains in some of those stocks since the delution is simply just not true."

"All right. Well, that's it, guys. I am completely done with SoFi. I mean, it's just it's dead money. There's no growth there. They're just going to dilute us to zero. Nodto is the worst CEO ever."

"So, let's talk about the earnings and each one of those points as well and what I'm doing with SoFi and everything around SoFi."

"I'll tell you about my plan here with SoFi here in just a second. I'll get there, guys. I promise. But this is what I loved about they do. They project out and then they hit their projections or they beat their projections and it should give you the ultimate confidence."

"This is still much more important that this member growth is in excess of 30%. And that continues to be the case. So really strong numbers on the member side products starting to pick up and that's going to increase the products per member which is at right now just over one and a half."

"So, if you're going to look at these three segments, this is going to be the kind of the ho hump. And again, when revenue is declining here, it was up sequentially, but when revenues declining here, it is going to be a little bit of a drag. So, something that investors can point to and say, hey, not everything is going extremely well. But the other piece that is going well is financial services."

"I think it's time to think about is this a buying opportunity for SoFi shares."

"Long-term, I think this company is still moving in the right direction. The member growth is tremendous. The product growth is outstanding. Most banks would love to grow in excess of 30%. SoFi is actually doing it."

"But the good news is SoFi did not reduce their guidance despite the fact that interest rates are going to be a little bit higher."

"I think SoFi is heading in the right direction. got growth, it's got value. That's why I continue to be a shareholder, one of the stocks that I may buy for the asymmetric portfolio again in August."

"Next one up here, SoFi. All righty. So ain't got no host. That are fine. Okay. So what's going on with SoFi?"

"Two. SoFi. What's going on with SoFi? What's the move in regards to SoFi?"

"But Sofi today is cheaper than at $6, at $8. Because at $6 and $8 and $10, well, there was no earnings. Today we actually have earnings."

"This is what a growth company is. It's Sofi. It's a hated stock right now."

"So as per usual, unfortunately, Sofi triple beats, stock is down."

"As for SoFi and you'll see a couple of other names. I won't focus that much on technical analysis for this week because well reports tomorrow and so technicals they don't matter that much."

"Tomorrow, very exciting day. We have SoFi, Meta, Microsoft, Robin Hood."

"So, the lending business continues to grow, continues to have solid contribution profit that the that's the metric that they report each quarter."

"Final stock that I want to talk about today is SoFi. SoFi is changing banking."

"So is never the cheapest bank stock out there."

"The stocks are Uber, Alphabet, Hims and Hers, Spotify, and SoFi."

"Technology business has actually been a little bit disappointing for SoFi."

"Let me know what you think about those five stocks. Uber, Alphabet, Hims and Hers, Spotify, and SoFi."

"It's a company worth $21 billion, fast-growing company, profitability is improving as well. Forward PE is quite low. Trailing PE is also low purely because of the growth, right? The bottom line growth for this business, that's moving quite rapidly. Now, you might say, "Oh, yeah, but fine, but it doesn't matter. It's a bank, etc." Again, all of this nonsense, it's a bank. A bank doesn't grow this quickly, right? A bank doesn't see this acceleration, 37.8% growth for revenue."

"I strongly believe that SoFi is extremely undervalued at the moment. The only thing bringing down the stock is sentiment. It's not the business performance. It's purely sentiment, cuz you cannot tell me that the business is not performing exceptionally well at the moment."

"Last quarter we're very, very close. We're usually a little bit under. Some of the numbers were a little bit over, such as the tech platform. Huge impact last quarter. Adjusted the estimates for this one. We'll also have a look at the DCF again, which is available to all of you for free down in the description and in the pinned comment. No email, no sign up, no nothing. Just the Google Drive, right click, copy, and it's yours. You can play around with it and all of the other DCFs available to yo"

"We do have SoFi at number three."

"On Monday, there is going to be the big SoFi pre-earnings review and prediction."

"But on Wednesday, SoFi reports Microsoft and Meta and Robin Hood will report after the market closed."

"Well, it's actually quite simple in regards to SoFi because I see this comment repeatedly, but maybe we actually do the unthinkable this time and SoFi actually goes up after an earnings call instead of down."

"around how it's going to affect so far and all the good stuff like that. That's why a lot of those things you have to ignore all that noise."

"The narratives all told you run from SoFi stock when it was at four bucks because the Fed was raking raising interest rates and it's just going to destroy SoFi's business for, you know, the ongoing future."

"I know a lot of you guys out there, you guys follow SoFi stock."

"So, it's earnings time for SoFi, and despite the stock tumbling coming into earnings week, I'm getting more and more excited as we get closer."

"I'll tell you why the unthinkable may happen to SoFi. And of course, the big warning that you must avoid as well."

"We're going to go through SoFi's earnings call specifically right here together live."

"And of course it was record profits companies like SoFi pivoted adjusted and obviously have just been crushing earnings every single quarter, quarter in and quarter out despite all that."

"It seems like with SoFi it kind of almost it's not quite as rabid as the Tesla community, but man, if it has a surprise earnings call or we'll just say a beat and they do raise and some of the other things go correctly with the Fed and such or at least where Wall Street likes it, right?"

"And I'll tell you if the unthinkable is about to happen to SoFi as well."

"in regards to SoFi. Obviously, Anthony taking a much more cautious approach."

"when we're talking about SoFi."

"It is, in my opinion, a better company at $16 than it was at $78."

"Now, you have to understand that with SoFi, we're talking here about a company that is growing quite rapidly."

"Moving on to probably the most hated name in retail right now and that's SoFi."

"We have of course uh SoFi on Wednesday as well."

"So, so far it's back under $17 actually."

"ASOI $21 billion in market cap down 39% year to date despite the business showing signs of well, not showing accelerating."

"But here as well with SoFi, just like with many others, you know, good numbers do not translate into positive stock reaction."

"Sofi is back at the number two spot. That's again, because the AI names, right, the AI sector or AI story segment has taken a bigger hit. So Nebius is down a lot, AMD is down a lot, Google is down. So Sofi is back here at the number two spot."

"I do have Axon that I want to increase as well. Keep some cash, maybe buy more Sofi if that one does come down."

"I can just put all of my money in names like a Meta, like a Nebus, like a Sofi."

"People want growth, they're going to go to SoFi. Like if you're going to go into something fintech related, something money related, they're going to look to stocks like SoFi, stocks like Robin Hood, and those stocks have run huge, right?"

"And SoFi obviously whenever it was in the 40s as well."

"Now, 1212s you're going to tell me, "Oh, what about 1214s SoFi?"

"SoFi Technologies, SoFi. 8.5 on this one. This one's a very great buy in my personal opinion when it comes to SoFi."

"As for SoFi, so last week 18.24, this week 1878. So we are now back above some important points. Although the most important one here, of course, as you know, is the $22 one. Look, if we can continue to make our way towards maybe $19, $20 or so going into the earnings report, which I mean based on some macro and geopolitical events right now, it might not happen, but who knows? We still have some time until the what is it? 28th of July. Then yeah, maybe on a very good print and guidance, we can "

"Then we have SoFi here also closer to 10%."

"As for how this affects a company like a SoFi, like a Robin Hood, etc., etc., we've talked about that before. I think with so far guidance in my opinion will still remain unchanged and well the assumptions that we are going to have zero rate cuts is still in play. Maybe now they'll say they are maybe baking in already one or two rate hikes could be could be something that might happen. Of course we are going to have the SoFi earnings report later this month."

"As for the rest here, Quickfire, SoFi, June web traffic surge 32% year-over-year."

"anybody own SoFi. So is 32% down this year."

"No, we're investing heavily in AI. We just launched a new product called SoFi Coach which is an application inside our app where you can ask cuz uh SoFi Coach any question about your financial life."

"I think that could push up the stock back above $20 easily. If they stay with the same guidance, and maybe their micro assumptions get worse, suddenly they say, "You know what? Same guidance, but we're not including rate hikes." I think that could be very bullish,"

"Luckily for us, SoFi is finally back above 18 bucks. It's not the end goal."

"nothing's exciting around SoFi. The stock barely moves. No big announcements, etc., etc." But, remember, April, May, June, that's the quarter that they're going to report. And between April, May, and June, actually, a lot has happened for SoFi, the business."

"Keep focus on the business. The stock will eventually turn and move up quite rapidly. We've seen that time and time again. Right now, yes, macro is a headwind, but hey, macro is a headwind on the stock with the business itself."

"And so, this whole headwind of ooh, rate hikes, no rate cut is going to go away, and that's going to turn into a huge tailwind for a stock and company like SoFi."

"I think that's quite possible. And so, I'm putting in those numbers. If they can over deliver, great. Even more upside to me. But, if they cannot, then at least at least I have some margin of safety. Now, of course, some people will say, "Oh, but even here the margin of safety doesn't make much sense, blah, blah, blah." Okay. Again, play around with this yourself. I believe SoFi is still extremely extremely undervalued."

"And Anthony Noto actually talked about, well, in the recent interview, he was asked about one, AI, the cost of AI, what are they doing, the spending, what's happening inside the company. So, we listened to that. And then, he also was asked about the stock price itself. And again, he talks about the business is what's important. The stock price basically reflects the macro environment right now."

"SoFi has announced actually over the past couple of weeks. We'll do a full prediction video closer to the earnings date, which will happen later this month. Now, right now, could this be the last time that you could buy SoFi under $19? I don't know."

"Well, we we can't get 5% jumps for SoFi as of right now."

"the CEO of the company has been buying shares like never before. He bought a million dollars at 17, then he bought another 500,000 at $17.32. Now the stock's trading at about $18."

"many people believe SoFi is going down because of competition because now we have a lot of competition, especially as we have X Money."

"So, SoFi is a chartered bank, okay? They have a stablecoin. It's worth right now $300 million."

"the last time the CEO of SoFi was loading up on the stock? It was when the stock was trading at $6 per share to $7. $6.90, $6.50, $6.70. This is when he was pretty much buying every week. And now he's buying up pretty much every week again."

"The fundamentals of SoFi couldn't be better. The company has been growing members like crazy from 970,000 to about 14 million people."

"This is a business for SoFi where the more demand there is for SoFi USD for transactions or for other matters, for other businesses and companies in general, uh that will increase the reserves of SoFi, which will increase the yield that SoFi is getting, and it's pretty much little to no risk."

"If we use those assumptions, I get about $42 per share by 2030. What about an 18% annual return to buy a company like SoFi?"

"I don't believe it's because SoFi is a bad company or because their fundamentals are not great."

"SoFi doesn't really have an exciting story yet, but I see an exciting story that's brewing with SoFi."

"So, I believe SoFi is undervalued. It's a great stock, but it does not have an exciting story."

"If you look at the setup on SoFi, the setup couldn't be better. When you have a company trading at its lower end of its multiple at 27 times forward earnings, while earnings per share has been skyrocketing"

"Many SoFi investors are feeling frustrated with the fact that SoFi is still down 33% year-to-date"

"So, SoFi issued more of those stablecoins. Now, whenever SoFi issues the stablecoins, so those $303 million, SoFi keeps in reserves one-for-one."

"SoFi is not profitable. It's not going to be profitable anytime soon. So, this strategy in general is unsustainable"

"SoFi is mostly a lending business. It's not really a bank deposit business. So, X introduces competition, but I think it's not direct competition with SoFi"

"SoFi was a [39s] nice one up 4,400."

"If I was sitting at 32, I wouldn't be saying that. But given me SoFi here under 20, yeah, definitely seeing a big run coming once again in SoFi."

"So, the stock that we are discussing today is SoFi."

"I may even be over 200 buys of SoFi now with an average under $10, by the way. And even in my price targets for SoFi, there is absolutely no hype, no crazy spreadsheets, no assumptions of any sort, just strictly fundamental analysis based upon a reasonable valuation."

"You'd much rather have a h 100,000 shares of SoFi at $10 per share than you would obviously a,000 shares of SoFi at $10 per share, right?"

"And at $32, I said it was overvalued. And I said it was overvalued. Not only in my group, we talked through why and all the fundamentals."

"And let's use SoFi as the example. Last year, all right, last year, tons of hype when SoFi was at all-time highs, approaching $30, tons of folks, tons of folks."

"All right, so let's talk about why do I believe SoFi will run big and how to avoid a disaster with that."

"of course, reason number two why I believe SoFi will run big is the fundamentals are improving every quarter, which is true. Look at them. Look at the charts."

"I see that comment in the comment section on my videos, oh, you own SoFi, haha, you're holding bags. I'm like, yeah, I'm holding bags of a bunch of shares under 10 bucks. Like, I I don't know what you're talking about there."

"Matter of fact, even look at last year. I bought it at under $10 again. Huge batches of shares instead of at 32 like a lot of other folks did chasing that hype."

"And it was for SoFi just simply last year, for example. So let's talk about the reasons why having a massive move can be bad. And of course, we'll talk about SoFi in regards to this as well."